The central bank announces a rise in net banking output to 8399 million dinars

The Tunisian central bank revealed in its annual report on banking supervision for 2025 that the net banking output of resident banks has risen to 8399 million dinars. The report dated 4 November 2026 explained that the banking sector achieved an increase in net profits to 1655 million dinars during the same year.

Financial data are distributed on the improvement of the financial penalty ratio for banks to 15% versus 14.4% recorded in 2024. Banks' share of basic own funds also rose to 12.1% from around 11.7% in the previous period, strengthening the capacity of banking institutions to manage risk and expand financial security margins.

Official statistics highlighted that the number of bank branches saw a slight increase to 2081 branches, equivalent to one branch per 5754 residents versus 2064 branches in the previous year. In contrast, the total number of bank accounts decreased by 1.8% to settle at 10.5 million by the end of 2025.

Supervisory data confirmed the continuing difficulties and challenges in achieving financial integration with domestic entities, with 3629 payment institution sales points concentrated mainly in Greater Tunisia at 29% and the Middle East at 19%. The Central Bank continued to frame the banks' profit-sharing policies for the sixth year on preservation based on its supervisory and regulatory powers stipulated by the Bank's Basic Law and the sector regulation law.

The monetary institution is aiming to implement a roadmap spanning the years 2026-2030 focused on developing green finance and dealing with defaulted rated loans, especially after their ratio rises to 14.9% during 2025.