The central bank records transactions with bank cards worth 24.4 billion dinars

The Central Bank announced in its publication on Tuesday, November 10, 2026, that Tunisian dealers made more than 135.7 million transactions using bank cards during the first nine months of this year. The total value of these transactions was 24.4 billion dinars, registering an increase of 10.5% in the number of transactions and 11.1% in their value compared to the same period of 2025.

Official data indicate that cash withdrawals still account for the largest share of bank card activity, withdrawals taking over 56% of total transactions versus 44% for direct payment transactions, highlighting the continued dominance of cash handling in consumer habits despite the breadth of digital services.

Online payment platforms recorded about 18 million transactions worth nearly 1.23 billion dinars until the end of September 2026, registering an annual increase of 27% in number and 24.1% in value. This was accompanied by an expansion of the e-commerce network after the number of active business sites rose to 1,552 sites, up 27.6% from last year's levels.

Field payments grew by 41.3 million transactions worth 5.14 billion dinars, while the network of electronic payment devices expanded by 6.5% to nearly 45900 devices. Mobile payment transactions also increased by 20% to 7.1 million transactions with a total value of 1.354 billion dinars.

Clearinghouse indicators showed two different paths, with swap transactions increasing by 8.7% to record 3.6 million transactions worth 43.1 billion dinars, while cheque transactions declined by 7.6% to settle at 5.5 million transactions worth 37.28 billion dinars. The rejection rate for laundry payments was 9% versus 1.7% for checks.